Home Credit

We provide a simple and transparent doorstep loan service to 4 million customers. Sales representatives deliver small unsecured short term cash loans and collect repayments weekly from the customers home.

Yes Car Credit

This successful British company became a member of the Provident Financial group at the end of 2002. Yes Car Credit provides finance and a high quality, reliable car to customers.

Vanquis Bank

Many people - particularly those on modest incomes - are excluded, or exclude themselves from having a credit card.  They may have been refused a card in the past or may never have been invited to apply for one. Or they may be concerned that they may lose control of their spending.  With such customers in mind, we hope to offer a distinctive credit card that meets their needs and concerns.  We are currently testing a range of offers to see what works best ranging from cards with low credit limits, cards with higher APR but no penalties for missed payments, cards with fixed repayments so that monthly outgoings stay constant, cards that allow customers to repay every week of fortnight and so on.